Posted by An instant credit card is your key to unlocking many financial opportunities, including accessing funds quickly, boosting your credit score, getting rewards and more. There are several options to choose from and to choose the best one, you need to do a thorough comparison.
To help you get started, here are a few of the best instant credit card options you can consider.
Top Credit Cards With Instant Approval
Here are some of the best instant credit cards you can apply for, with their best features highlighted.
OneCard Credit Card
- Enjoy a lifetime free credit card with zero hidden fees
- Get 5X reward points on your top two spend categories each month without any minimum spend limit
- Get access to a powerful app that allows you to set budgets, track expenditure and even plan international trips
- Convert bills into affordable EMIs with flexible tenures and share your credit limit with up to 5 family members
Kotak 811 #DreamDifferent Credit Card
- Pay zero joining and annual fees
- Get a secured credit card that gives you 90% of the deposit amount up to ₹16 Lakhs as the credit limit
- Earn 500 reward points on spending ₹5,000 45 days after card activation
- Enjoy 48 days of interest-free period on cash withdrawal
SBI SimplySAVE Credit Card
- Get 10 reward points on spending ₹150 on dining, movies, grocery shopping, etc.
- Enjoy contactless payment, worldwide acceptance, add-on facility and more
- Spend over ₹1,00,000 to get annual fees waiver
- Enjoy a 1% fuel surcharge waiver EMI facility, among other membership benefits
Bajaj Finserv RBL Bank Super Card
- Excellent credit card for lifestyle spending, with discount offers and cashback
- Convert all your purchases over ₹2,500 into comfortable EMIs
- Allows you interest-free cash withdrawal for up to 50 days
- Get annual eight complimentary airport lounge access
YES FinBooster Credit Card
- Get accelerated rewards on retail spending with this lifetime free credit card
- Enjoy instant EMI facility, a credit card loan and other benefits
- Be safe thanks to contactless payments and get complimentary insurance of up to ₹2.50 Lakhs
- Enjoy a 1% waiver on the fuel surcharge
Tips to Get Instant Approval on Credit Cards
With the following tips in mind, you can choose the best card for your everyday expenses:
- Opt for digital application to enjoy quicker approval
- Apply with a good credit score to boost your eligibility
- Keep all your documents handy to ensure you have the required paperwork and speed up the process
- Go for issuers who are known for hassle-free approval with a robust digital infrastructure
- Check the eligibility terms and only apply if you qualify on all counts
- Rather than applying for multiple credit cards, focus on one with the best benefits and apply for it to keep your credit score from falling
- If you are not the primary cardholder but are related to one, apply for an add-on card or virtual card for instant approval
- Use a pre-approved credit card offer that you may have received online
Armed with this information, you can easily choose the best credit card with instant approval. Make sure you check the interest rates, annual fees and late payment fees, and read the terms and conditions carefully before applying.
A card that keeps your costs down with no joining, annual or rewards redemption fee and gives you loads of money-saving offers is the One Credit Card. With it, you can enjoy 5X rewards on top monthly spending categories, get offers on everything from electronics to travel, and enjoy an amazing app to control and track all your transactions. Apply online to make premium metal credit card yours today!