Vietnam Loan Market

Vietnam Loan Market Regional Landscape: Varied Dynamics Across the Nation

Posted by

Browse over xx market data Figures spread through xx Pages and an in-depth TOC on the Vietnam Loan Market.” The Vietnam loan market is segmented on the basis of type, provider type, interest rate, tenure period, region, and competitional landscape.

As per the TechSci Research report titled “Vietnam Loan Market – Industry Size, Share, Trends, Competition, Opportunity, and Forecast, 2018-2028F,” the Vietnamese loan market is poised for robust growth in the forecast period. This growth is attributed to the surge in online loans, increased demand from small businesses, rising internet penetration, and evolving lifestyles.

A loan, defined as money borrowed from a bank or financial institution, involves the borrower accepting funds with the commitment to repay the principal along with interest. Lenders charge interest to mitigate risks associated with loaning money, and various types of loans exist, such as auto loans, student loans, and mortgages.

In 2022, consumer durables loans are expected to witness high demand, driven by increased commercial, business, industry, and construction loans. Conversely, agricultural, forestry, and fishery sectors are anticipated to experience minimal credit demand growth.

Techsci Report: 

The government is actively working on initiatives to ease loan limits, exemplified by Prime Minister Pham Minh Chinh’s directive to raise loan limits for banks and businesses. The State Bank of Vietnam, despite maintaining a 14% credit growth limit, has increased quotas for select banks, contributing to a 12% growth in lending in 2022.

The Vietnam loan market, analyzed on parameters like type, provider type, interest rate, tenure period, region, and competitive landscape, mainly consists of secured and unsecured loans. Provider types include banks, non-banking financial companies (NBFCs), and fintech companies, with the latter experiencing rapid growth due to the influx of foreign credit platforms.

Key market players in the Vietnam Loan Market include:

  • Joint Stock Commercial Bank for Foreign Trade of Vietnam (Vietcombank)
  • Joint Stock Commercial Bank for Investment and Development of Vietnam (BIDV)
  • Vietnam Technological and Commercial Joint Stock Bank (TECHCOMBANK)
  • Vietnam Joint Stock Commercial Bank for Industry and Trade (VietinBank)
  • Military Commercial Joint Stock Bank (MB Bank)
  • Vietnam Bank for Agriculture and Rural Development (Agribank)
  • Asia Commercial Joint Stock Bank (ACB)
  • Saigon Thuong Tin Commercial Joint Stock Bank (Sacombank)
  • Tien Phong Commercial Joint Stock Bank (TPBank)
  • Vietnam International Bank (VIB)

Download Free Sample Report: 

Customers can also request 10% free customization on this report.

Additionally, the market is segmented based on interest rates (fixed and floating), tenure periods (less than 5 years, 5-10 years, 11-20 years, and more than 20 years), and regions (North, South, and Central). 

The report emphasizes the rising trend of internet penetration, online loans, and the utilization of AI-driven chatbots as significant factors influencing market growth. Increased demand from the business sector, urbanization, and a focus on the loan sector by banks and NBFCs are identified as key drivers positively impacting the Vietnam Loan Market. The report, titled “Vietnam Loan Market By Type, Provider Type, Interest Rate, Tenure Period, Region, Competition, Forecast & Opportunities, 2028F,” provides comprehensive insights, statistics, and information for informed decision-making and strategic investments.

Get a Free Sample Report: 

About Techsci Research

TechSci Research is a research-based management consulting firm providing market research and advisory solutions to its customers worldwide, spanning a range of industries. TechSci Research’s core values are value, integrity, and insight. Led by a team of dynamic industry experts, TechSci Research provides its customers with high-value market research and advisory services that help them identify new market opportunities, growth engines, and innovative ways to capture the market share. As a result, TechSci’s client leads rather than follow market trends.

Contact Us

TechSci Research LLC

420 Lexington Avenue, Suite 300,

New York, United States – 10170

M: +13322586602



Leave a Reply

Your email address will not be published. Required fields are marked *