Posted by If you have a vintage car that’s been on the road for decades, it’s time to think about insurance. Your classic automobile is more than just a vehicle; it’s an investment. The right policy will protect your love of motoring and ensure that your vehicle is kept in pristine condition for years to come.
Unusually high rates
The first thing to know about vintage car insurance ireland is that the rates are higher than they would be for a newer vehicle. This is because of both rarity and value:
- The rarer your car is, the harder it will be to find parts for when something goes wrong (and something always goes wrong).
- If you own an extremely valuable classic car, there’s also a good chance that someone will try to steal it from you or damage it in some way. As such, your policy might include additional coverage for theft or vandalism.
The risk of damage and theft
The risk of damage and theft
The risk of damage, loss or theft is the biggest threat to classic cars. The most obvious danger is that your prized vehicle will be damaged in an accident or stolen altogether. If this happens, you’ll need specialist insurance cover to repair or replace it with another classic car of equal value and specification.
If parts are stolen from your vehicle (or if they’re damaged), it’s often impossible for them to be replaced–and even if they can be replaced, finding someone willing to do so could take months–and cost thousands!
Security
Aside from the obvious reasons for wanting to protect your classic car, there’s another good reason: insurance. A lot of insurers will offer a discount if you have security features on your vehicle–these can include alarms, immobilizers and tracking devices.
Some tips for keeping your car safe:
- Always lock the doors when leaving it unattended – even if it’s just for a few minutes.
- Keep valuables out of sight while driving around town or parked up at night (such as jewellery). If this is not possible then make sure they are kept in an anti-theft bag inside one of your cupboards at home rather than under the seat where anyone could see them easily when looking through windows or into glove compartments etcetera…
Personalization and customization
If you’re looking to make your classic vehicle stand out from the crowd, there are many ways to customize it. For example, you can change the color and style of your car. You could also add accessories that make it unique.
Alternatively, if you have some mechanical knowledge (or know someone who does), then changing aspects such as engine size or other parts is another option.
The right vintage car insurance policy in Ireland
The right vintage car insurance policy in Ireland
There are many different types of classic cars, and each one has its own unique requirements. Whether you’re looking to insure your own vehicle or buy coverage for someone else’s classic car, we can help you get the right cover at a price that suits your budget. Here are some of our most popular options:
- Vintage car owners – If you own a classic vehicle and would like to protect it against damage or theft while out on the road, then our comprehensive policies will give peace of mind as well as great protection when driving abroad too!
- Classic dealers – If you run an established dealership selling new or used vehicles from any era (including those made by Ford), then we offer competitive rates across all brands including Ferrari, Porsche and Jaguar.* Collectors – We understand that collecting cars takes time and money but also requires specialised knowledge when choosing which ones should go into storage for safe keeping over winter months.*
Takeaway:
Your insurance company should be able to tailor a policy to your needs.
If you have a classic car, it’s important that you get the right cover for it. You don’t want to be caught out by having too much or too little cover in place and end up with a bill that could have been avoided! Your insurance company should also be able to give you advice on how best to protect your investment in case of theft or damage.
You should also make sure that any policy covers the costs associated with running these vehicles–including fuel, maintenance and storage fees if needed–so that they don’t get left neglected while waiting for repairs!
Conclusion
With the right insurance, you can enjoy your vintage automobile Insurance with peace of mind. We hope this article has been helpful in educating you on the ins and outs of vintage car insurance in Ireland. If you have any questions or would like more information about how we can help protect your vehicle, contact us today!